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Carter’s Credit Card Login

The Carter’s Credit Card is a store-specific credit card offered in partnership with Comenity Capital Bank. With a focus on children’s clothing and accessories, Carter’s is a well-known retailer that provides stylish and affordable options for parents. The Carter’s Credit Card aims to enhance the shopping experience for customers while offering rewards and exclusive benefits.

Earning Rewards and Points with Carter’s Credit Card

One of the key features of the Carter’s Credit Card is its rewards program. Cardholders have the opportunity to earn points for every dollar spent at Carter’s and its associated brand, OshKosh B’gosh. These points can accumulate over time and be redeemed for rewards certificates that can be used towards future purchases. This rewards program allows customers to earn while they shop, providing added value for loyal Carter’s shoppers.

Exclusive Promotions and Discounts

As a Carter’s Credit Card holder, customers gain access to exclusive promotions, discounts, and early sales events. These special offers can provide significant savings on children’s clothing and accessories, ensuring that cardholders receive the best deals available. By being a part of this exclusive group, Carter’s Credit Card members can enjoy added benefits beyond what regular shoppers can access.

Online Account Management for Carter’s Credit Card

Managing the Carter’s Credit Card is made convenient through the online account management platform provided by Comenity Bank. Cardholders can access their account online, enabling them to view their transaction history, make payments, and monitor their rewards points. This digital accessibility ensures that customers have control over their credit card activities and can easily stay on top of their account details.

No Annual Fee

Unlike some credit cards that charge an annual fee for their use, the Carter’s Credit Card does not typically have such a fee. This absence of an annual fee makes it more appealing for customers who want to benefit from the rewards and exclusive offers without incurring an additional cost. The lack of an annual fee makes the Carter’s Credit Card a budget-friendly choice for loyal Carter’s shoppers.

Special Financing Options

In addition to the rewards program, the Carter’s Credit Card may offer special financing options for larger purchases. These financing options can provide cardholders with the flexibility to manage their payments over time. This feature can be particularly helpful for parents who want to purchase items in bulk or make larger investments in children’s clothing and accessories while spreading out the payments.

Here is some additional information about the Carter’s Credit Card

  1. Application Process: To apply for the Carter’s Credit Card, you can visit the Carter’s website or apply in-store at a Carter’s or OshKosh B’gosh location. The application typically requires personal information such as your name, address, contact details, and financial information.
  2. Approval and Credit Limit: After applying, Comenity Capital Bank, the issuer of the card, will review your application and determine your eligibility. If approved, you will be assigned a credit limit based on various factors, including your creditworthiness and financial history.
  3. Cardholder Benefits: In addition to the rewards program and exclusive promotions mentioned earlier,  holders may receive additional benefits such as early access to new collections, birthday surprises, and invitations to special events. These perks enhance the overall shopping experience and provide added value for cardholders.
  4. Card Usage: It can be used at Carter’s, OshKosh B’gosh, and their affiliated online stores. It allows for convenient and seamless payments, both in-store and online, providing flexibility for customers to shop wherever and whenever they prefer.
  5. Interest Rates and Fees: It’s important to review the terms and conditions of the card regarding interest rates and fees. As with any credit card, there may be charges associated with late payments, returned payments, or exceeding the credit limit. Additionally, maintaining a balance on the card can accrue interest charges, so it’s advisable to pay off the balance in full each month to avoid interest fees.
  6. Credit Card Account Management: holders can access their account online through the Comenity Bank website. This allows for easy monitoring of transactions, making payments, and checking rewards balances. Online account management enables cardholders to stay organized and in control of their credit card activities.
  7. Customer Service: If you have any questions or concerns about your card, you can reach out to the customer service team. They can provide assistance with account-related inquiries, address billing issues, or provide clarification on any cardholder benefits.


The Carter’s Credit Card presents an opportunity for parents and caregivers to make the most of their shopping experience at Carter’s and OshKosh B’gosh.

With a rewards program, exclusive promotions, online account management, no annual fee, and potential special financing options, the card offers several benefits for loyal customers.

Before applying for the card, it’s important to review the most up-to-date terms and conditions to ensure it aligns with your financial goals and shopping habits.

By utilizing the features of the card responsibly, customers can enjoy savings, rewards, and added convenience while shopping for their little ones.