Having an emergency fund is an important step in your financial independence.
After all, nothing can be more frightening than not knowing where you’ll get money to survive, in case something happens.
After 2020, we all learned that jobs have little or no security. If you don’t have some kind of financial emergency fund, you may very well be in a difficult situation.
Even if you never need to use an emergency fund, having one will give peace of mind. This is an important asset in itself.
Do you know, however, that you need to follow just a few steps to properly setup an emergency fund?
Here are some of them:
- Set several smaller savings goals, rather than one large one.
- Start with small, regular contributions.
- Automate your savings.
- Don’t increase monthly spending or open new credit cards.
- Don’t over-save.
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You Can Afford To Have a Fund!
Even if you don’t have any money, you can do it. You just need to have an extra source of income! And you need an easy business, that will provide for you even if you have only a few minutes per day.
The best way to do that is by starting a side business. You need a simple, easy way to make money without having another job.
- The best way to afford expensive things is to have a side business that will give you the needed money.
As you will notice, the crucial step to retire early is to have a simple, reliable way to make extra money as you need it. You can also use that money to fund your lifestyle for the future, while spending only a few minutes per day, if you so desire.
The reason I recommend this business method is that I and many others have been using its simple formula for a few years.
Using these strategies, I have even made a lot of money during the lockdown, which was so difficult to everybody else.
Reasons why this will help you make more income:
- Simple to do: you don’t need an advanced degree to make extra money this way.
- Doesn’t take much time: you can make as much as you want, working from a few minutes to a few hours per day.
- You can work from anywhere: no need to commute to a distant office to make money this way. You can do it from home, and from your own living room.
- No need for dedicated equipment: if you have a cell phone, you’re good to go.
- No need for big investment: you can start this business with just a few dollars (less than a lunch in a restaurant).
Again, here is your link to learn more about this opportunity and start making money today.
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